Simplifying Compliant Debt Sales

Cloud Platform | Vetted Network | Industry Experts

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Solutions That Make Sense.

Complete Cloud-Based Platform

Our proprietary, state-of-the-art loan sale management platform provides you with a complete toolkit to sell your portfolios compliantly and manage post-sale comprehensively.

Thoroughly Vetted Buyer Network

Our network of certified, pre-vetted Buyers has completed the industry’s most rigorous due diligence process. Our certification ensures every buyer meets industry leading standards of professionalism and compliance, allowing our clients to conduct their transactions with confidence.

Experienced Compliance and Sales Advisors

DebtTrader provides a comprehensive suite of advisory services delivered by experienced professionals with first-hand expertise and experience in every key facet of the transaction. From data and portfolio analysis to marketing and post-sale management, clients trust our expertise and rely on our unbiased approach.

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How Selling Works

Buyers Sellers

  • Strategic Advisors

    Our goal is developing targeted strategies for your portfolio sales and post-sale management. From analytics and valuation to portfolio marketing, pre-sale due diligence and post-sale compliance, DebtTrader is the most comprehensive receivables solution in the market.

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  • Ready to List!

    Securely upload your portfolio to the DebtTrader platform using either a standardized API or a pre-mapped custom template. To protect you and your customers, all Personal Identifiable Information (PII) is automatically masked by our platform at upload. Next, our platform flags critical errors and warnings making file clean up a snap. Once your review is complete, use DebtTrader’s portfolio scrub tool to remove ineligible accounts. A process that takes minutes and saves countless post-sale hours. After being scrubbed, your portfolio file is ready for auction!

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  • Ready for Auction!

    Once your portfolio is masked and scrubbed, it is ready for us to begin marketing it to the largest DebtTrader pre-vetted buyer network in North America. Customize your audience by establishing specific buyer criteria. Hit list, and qualified Buyers will begin securely underwriting and submitting their bids.

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  • Review Buyers & Bids

    Choosing the right buyer is more than simply accepting the highest price. Compliance is a vital part of the bid selection process. The second the auction closes, DebtTrader gives you everything you need to choose the right buyer for your portfolio. On our platform, you can review buyer's bids, terms of agreement, buyer/agency complaint ratio, buyer/agency complaint trends, and even download a complete due-diligence packet, all in real-time.

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  • Close & Collect

    After selecting a buyer, electronically negotiate and execute portfolio sale agreements. Once agreements are mutually executed, seamlessly receive funding from the buyer directly into your account. You can confirm funds and release the sale file securely all on the DebtTrader platform.

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  • Post-Sale Management

    DebtTrader is with you for the life of your portfolio. We became industry leaders by providing best in class post-sale management, with technology-based solutions to resolve buy back requests, consumer complaints, media requests, chain of title issues, and agency placements. We are the receivables industry’s only end-to-end solution, with access to real-time data and oversight tools before, during, and after the sale.

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  • See a Demo of the DebtTrader Platform

    We will walk you through how our professional services and technology combine to give you everything you need to liquidate your non-performing accounts routinely with confidence.

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How Buying Works

Buyers Sellers

  • Get DebtTrader Certified 

    Access to ready-to-bid loan portfolios starts with becoming a certified member of the DebtTrader Buyer Network. The annual certification process allows Sellers to quickly determine qualified buyers, enhancing the probability of a successful partnership. Certification includes verification of licenses and certificates of authority, reviewing historical regulatory and legal actions, insurance verification, criminal background checks, physical and data security evaluations, as well as an on-site visit. Once certified, log in and start your bidding.

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  • Browse and Identify the Right Deal for You

    Using DebtTrader's advanced filtering tools, you can set alerts to be notified when the right deal is listed, ensuring you quickly and easily identify portfolios that meet your investment criteria and even compare them to other portfolios.

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  • Analyze and Strategize

    Once you have selected a portfolio, obtain real-time access to a masked data file, loan agreements, payment histories, and seller due diligence surveys. In addition, quickly and easily review portfolio analysis from major national scoring companies.

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  • Submit Your Bid

    Submitting your bid has never been simpler or more secure. Once you have reviewed the portfolio sale packet, log in to DebtTrader, select the portfolio and submit your competitive bid as a one-time purchase or for a forward flow commitment and upload your redlined purchase and sale agreement for review by the seller.

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  • Close and Collect

    When a final offer has been accepted, you can review and negotiate contract terms and execute the sale agreement electronically. Once the agreement is mutually executed, you fund the seller directly and download your purchased portfolio securely.

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  • Post-Sale Management

    Post-sale management is key to a successful purchase, and we became industry leaders by providing best-in-class, technology-based solutions to resolve buy back requests, consumer complaints, media requests, and chain of title issues. With DebtTrader’s cloud-based platform, you can seamlessly communicate with sellers allowing you to spend more time collecting and less time chasing down loose ends.

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  • Start Buying Debt
    with DebtTrader Today

    Join our certified buyer network and gain access to the largest marketplace of debt portfolios ready for bid directly from the issuer.

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  • SOC2 Type2 Certified

    DebtTrader is SOC2 Type2 certified by cybersecurity expert Coalfire. Our certification galvanizes our commitment to operating in a secure environment, in accordance with the most stringent industry standards.

  • Data Encryption

    Any data handled by DebtTrader is encrypted in-transit and at-rest using the latest encryption protocols.

  • Data Masking

    Masking personally Identifiable Information about consumers data protects them against unintentional disclosure to external and internal users.

  • Data Collection and Data Erasure

    DebtTrader data collection practices are limited to the data necessary to successfully manage a sale. Post‑sale, DebtTrader only retains non‑personally identifiable data.

  • Data Resilience

    Encrypted backups are created daily allowing DebtTrader to recover data in the event of an unforeseen loss.

  • Data Classification

    All data collected and stored by DebtTrader is classified and controlled to ensure that it is not improperly disclosed, modified, deleted, or rendered unavailable.

  • Least Privilege Policies

    DebtTrader adheres to minimum access and clean desk policies to ensure that data is only viewed based on business needs or job responsibilities.

Ready to Get Started?

Join the many who have achieved their debt selling and buying goals with DebtTrader.

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